What to know when you're looking for a job or more education, or considering a money-making opportunity or investment. You can find the phone numbers for FTC refund programs at, To discuss your claim or payment, call the number on the claim form, check, or email that you received from the FTC. The FTC currently issues payments by check, prepaid debit card,and PayPal. It is good, that there seems to be some pushback against the mindless competition that is prematurely unleashing the AI Pandoras Box upon the world. You can be sure the phone numbers and links on this page are legit. So, many of us might be looking for alternatives, like buying gifts locally or maybe from online marketplaces or sites you find through your social media accounts, online ads, or by searching Youve opened all your gifts, and now its time to open those post-holiday credit card statements. Find legal resources and guidance to understand your business responsibilities and comply with the law. According to the FTC case, Avant falsely advertised to customers that it would accept loan payments by card. , which focused on fairness and equity but also said, clearly, not to overpromise what your algorithm or AI-based tool can deliver. Here are ways to try to get your money back, depending on how you paid a scammer. If someone claims to be from the FTC and asks for money, its a scam. If we know of a company that is lying to the public about its AI capability, is there a way to report that? Whenever possible, the FTC uses the money it collects from defendants to provide refunds to injured consumers. We review all comments before they are posted, and we wont post comments that dont comply with our commenting policy. Before sharing sensitive information, make sure youre on a federal government site. And remember, the FTC never requires you to pay money or give account information to cash a refund check. Free e-filing tools are available at, You must submit your request in writing by mail or email. Federal government websites often end in .gov or .mil. For more information about the FTCs refund process, see How the FTC Provides Refunds. Search the Legal Library instead. Before sharing sensitive information, make sure youre on a federal government site. If theres one constant among scammers, its that theyre always coming up with new schemes, like the Google Voice verification scam. . The FTC and its law enforcement partners announced actions against several income scams that conned people out of hundreds of millions of dollars by falsely telling them they could make a lot of money. The FTC enforces consumer protection laws to stop illegal business practices and get refunds to people who lost money. Dont do it! The FTC is sending PayPal payments totaling $4.7 million to 338,189LifeLock customers who were membersbetween 2012 and 2014. Like any product, you have to do your research. If you'd like to know more about how the refund program works, visit this page about the FTC's process. Breathless media accounts dont help, but it starts with the companies that do the developing and selling. Use our visualizations to explore scam and fraud trends in your state based on reports from consumers like you. You can find the phone numbers for current FTC refunds programs at ftc.gov/refunds. Fake checks might look like business or personal checks, cashiers checks, money orders, or a check delivered electronically. Are you promising that your AI product does something better than a non-AI product? If you were a little too jolly with your holiday spending, here are some tips to help you pay down your credit card debt. We need to be able to fully account for, and show / trace the logic behind (ie: the source used) for: morality, decency, ethics, and the general good. Start small, then add on. We enforce federal competition and consumer protection laws that prevent anticompetitive, deceptive, and unfair business practices. . But the fact is that some products with AI claims might not even work as advertised in the first place. Users can explore refund data by case or by year to learn about where refunds were sent, the dollar amounts refunded, and the number of people who benefited from FTC refund programs. Call the refund administrator, Analytics, at 855-744-1802. What to do about unwanted calls, emails, and text messages that can be annoying, might be illegal, and are probably scams. To file a detailed report about a scam, go to. to remember what Forbidden Planet / Lost in Spaces Robby the Robot said . Or even claiming it can do something beyond the current capability of any AI or automated technology? And weve heard from many of you that you got your check and cashed it. Make smart shopping decisions, know your rights, and solve problems when you shop or donate to charity. The message says theres something wrong with Its Cyber Security Awareness month, so the tricks scammers use to steal our personal information are on our minds. The company and phone number for each case are listed on the chart. What to know when you're looking for a job or more education, or considering a money-making opportunity or investment. Is it any wonder that we can be primed to accept what marketers say about new tools and devices that supposedly reflect the abilities and benefits of artificial intelligence (AI)? If someone contacts you claiming that theyre from the FTC and want you to spend money in order to get a refund, its a scam. Or can all this be simply ignored? The FTC is sending out 541,247 checks averaging $63.35 per check. Learn about getting and using credit, borrowing money, and managing debt. The comments posted on this blog become part of the public domain. Start small, then add on. In some cases, this lack of efficacy may exist regardless of what other harm the products might cause. And at the FTC, one thing we know about hot marketing terms is that some advertisers wont be able to stop themselves from overusing and abusing them. Make smart shopping decisions, know your rights, and solve problems when you shop or donate to charity. The site is secure. to protect its customer data, falsely advertised that it protected sensitive customerdata with the same high-level safeguards used by financial institutions, and falsely claimed it provided 24/7/365 alerts as soon as it received any indication a customer's identity was being used. We wont post threats, defamatory statements, or suggestions or encouragement of illegal activity. It is our goal to send payments within 6 months of receiving the data and money necessary for distribution. This message is not new. Youve probably heard: this holiday season, it might be harder to find the gifts youre looking for. I feel you folks (at the FTC) have the moral high-ground to put a TEMPORARY PAUSE on the premature unleashing of what some knowledgeable people predict ** could ** result in . to fully refund people for the amount they paid to, , a company that the FTC says collected payments for fake debt by threatening to sue or arrest people who didnt pay. In fact, they're a preferred payment method for large transactions, such as real estate purchases. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. But one thing is for sure: its a marketing term. Whether it's a refund scam promising to get your money back or a recovery scam claiming to get you the prize or products you were promised . Memo from Chair Lina M. Khan to commission staff and commissioners regarding the vision and priorities for the FTC. To verify the check is from the FTC, go to ftc.gov/amg. Got questions about your refund? The company added these charges without the customers permission and did not investigate when customers complained about them. Federal government websites often end in .gov or .mil. To find out which recent FTC cases led to refunds, and who to contact with questions, check out ftc.gov/refunds. FTC court orders typically require the defendants to provide a list of customers, along with their contact information, and how much they paid. In these cases, we send an email from the FTC (subscribe@subscribe.ftc.gov) to payment recipients prior to payment. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. Lina M. Khan was sworn in as Chair of the Federal Trade Commission on June 15, 2021. AI hype is playing out today across many products, from toys to cars to chatbots and a lot of things in between. For example, were not yet living in the realm of science fiction, where computers can generally make trustworthy predictions of human behavior. If I accept this payment, can I still take legal action? It is your choice whether to submit a comment. They are often printed with the names and addresses of legitimate financial institutions. We enforce federal competition and consumer protection laws that prevent anticompetitive, deceptive, and unfair business practices. But keep in mind, this is a moderated blog. Advertisers should take another look at our. For questions about your check or the refund process, call the administrator (Rust Consulting) at 1-866-730-8147, or email admin@AMGServicesRefund.com . Federal government websites often end in .gov or .mil. The purpose of this blog and its comments section is to inform readers about Federal Trade Commission activity, and share information to help them avoid, report, and recover from fraud, scams, and bad business practices. To avoid these scammers: For more information, please read the FTCs article about phishing scams. Your best bet: Dont rely on money from a check unless you know and trust the person youre dealing with. , along with the name of the company issuing payments and a phone number for questions. Before sharing sensitive information, make sure youre on a federal government site. You need to know about the reasonably foreseeable risks and impact of your AI product before putting it on the market. Weve. We wont post comments that include vulgar messages, personal attacks by name, or offensive terms that target specific people or groups. Comments and user names are part of the Federal Trade Commissions (FTC) public records system, and user names also are part of the FTCscomputer user recordssystem. So far, weve heard that scammers have given job applicants a check that looks like an AMG refund check, and then asked people to deposit the check and use the money to go buy supplies for the supposed employer. Does the FTC ever use PayPal to send refunds? Have you heard about it? A creature is formed of clay. Learn about getting and using credit, borrowing money, and managing debt. Before sharing sensitive information, make sure youre on a federal government site. If so, information about how to file a claim will be available at, If you believe you have been affected by an FTC case that is not listed at, For more information about the FTCs refund process, see, Data on FTC refunds are available in interactive online dashboards. What to do about unwanted calls, emails, and text messages that can be annoying, might be illegal, and are probably scams. I believe they want to make distinctions on the danger level of various deployment aims and scope of the AI implementations. Scammers sometimes send emails that pretend to be from the FTC or a company you know. Search the Legal Library instead. Use our visualizations to explore scam and fraud trends in your state based on reports from consumers like you. We wont post comments that include personal information, like Social Security numbers, account numbers, home addresses, and email addresses. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. You are driving down a rod you see a guy waiting to cut across to get to the other lane so you see him look the other way and see a whole line of car coming so you slow down as you know he was inching forward. We wont post comments that include vulgar messages, personal attacks by name, or offensive terms that target specific people or groups. Looking for alternatives for your holiday shopping? Please tell the FTC at ftc.gov/complaint. We cannot send payments until all legal action is complete, and we have collected the money from the defendants. Spot the latest COVID scams, get compliance guidance, and stay up to date on FTC actions during the pandemic. An official website of the United States government. We expect commenters to treat each other and the blog writers with respect. If the FTC contacts you about a refund, you'll find information about the case at ftc.gov/refunds .You can be sure the phone numbers and links on this page are legit. If you do, you must create a user name, or we will not post your comment. If you get a check, please cash it within 90days. Not that all human knowledge sucked in by AI is garbage . If you think youve been targeted by a fake check scam, report it to. Our mission is protecting consumers and competition by preventing anticompetitive, deceptive, and unfair business practices through law enforcement, advocacy, and education without unduly burdening legitimate business activity. Heres what you need to know about these calls. Here are some examples: These scams work because fake checks generally look just like real checks, even to bank employees. Find the resources you need to understand how consumer protection law impacts your business. Next-Gen Refund Payments. Its an. Whenever theres an FTC refund program, information is available at. Memo from Chair Lina M. Khan to commission staff and commissioners regarding the vision and priorities for the FTC.
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